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| bothskint |
Posted - 16 September 2008 : 11:16:45
hi guys, more questions 
I have just had a copy of my tenancy agreement & read it cover to cover about 10 times, lol. I cant see any mention of bankruptcy or insolvency anywhere. Does this mean that when we do go bankrupt (have decided to wait till after christmas coz we need to buy a few essentials for the new place, Wardrobes ect.) that we will be safe & maybe the landlord wont even find out?
Also, what about moving? What do we do about the bills? do we have to keep paying the standing charges for gas & electric because we wont be giving the keys back till after christmas. & what about the council tax?
Thanks again in advance
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| 8 L A T E S T R E P L I E S (Newest First) |
| Suzanne |
Posted - 16 September 2008 : 15:45:00
As far as my experience goes they always contact the landlord. Anyone who hasn't would be due to an admin slip at the OR office.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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| BankruptC |
Posted - 16 September 2008 : 14:26:40
Hi darren.
I've definitely heard of some cases where the LL hasn't had to be contacted, but I think it's the exception rather than the rule. Weplan to ask our OR if he/she hasto contact the LL and if the answer's yes, we'll get in first ad explai it to him ourselves in the hope he'll uderstand and let us stay!
Take care,
C. x |
| darren_b |
Posted - 16 September 2008 : 14:19:20
Hi Suzanne,
Does the OR ALWAYS contact the landlord? Even if through bankl statements etc, they can see that there are no arrears? |
| bothskint |
Posted - 16 September 2008 : 13:39:31
Thanks for the reply Suzanne,
if they do tell the landlord will he still be able to ask us to leave when there isn't a bankruptcy clause in the agreement? |
| Suzanne |
Posted - 16 September 2008 : 13:34:47
Hi
If you leave the property you can let the council tax people know it is empty and they stop charging you council tax. If you are not living in the property I would say it was not necessary to pay the standing charges, and the debt would be caught up in the bankruptcy anyway.
The OR has to contact your landlord just in case you have perhaps paid 12 months up front, or have arrears etc.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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| Needafriend |
Posted - 16 September 2008 : 13:32:47
Hey dont hang on too long your get arm ache! Hee hee LOL
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
| bothskint |
Posted - 16 September 2008 : 13:11:22
Thanks Jo, I'll keep hanging 
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| Needafriend |
Posted - 16 September 2008 : 11:56:06
Hi Bothskint,
I have read your post and i am not 100% sure but i wanted to reply as you have had this on here for a while and i wanted you to know that your not being forgotten its just i dont know the answer to that one.
Hang on in there and one of the other experts will be along soon and they will be able to help you with that.
Take care
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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