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T O P I C    R E V I E W
d-e Posted - 08 October 2008 : 16:56:27
I applied for a sole-trader business account at my bank today and it was rejected as there appears to be 'bankruptcy information registered in my name'.
I have never failed to pay on any credit agreements and have certainly never been made bankrupt.
A former housemate who I lived with for a year and a half had terrible credit problems though, which culminated in him being declared bankrupt shortly before he left the house.
I was wondering if his bankruptcy could be affecting my credit rating? I'm unsure if him being at the same address could do this.
I have applied for my statutory credit report from Equifax today.

Many thanks!
1   L A T E S T    R E P L I E S    (Newest First)
Needafriend Posted - 08 October 2008 : 17:14:08
Hi d-e and welcome

I was under the impression that no it should not have affected you.

Also try the other 2 credit ref companies Experian and Callcredit and see if that shows anything.

You can dissasociate yourself with him if thats the case, i think you write to them, dont know if there is a fee but if they have got you linked then it would be worth it.

Other than that i dont know what else to add, maybe one of the other members will have more of an idea.

Take care and keep posting

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

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