| T O P I C R E V I E W |
| s1919 |
Posted - 13 October 2008 : 17:13:21
Hi how long does my bankruptcy last for to come off my creator folder I was made bankruptcy on the 1.10.2003 I am of bankruptcy but it still on my credits folder if I got it right I mite come off 1.10.2009 ? Have I got to do any think or does it come off or have I got to go to court to get it off |
| 4 L A T E S T R E P L I E S (Newest First) |
| Needafriend |
Posted - 14 October 2008 : 10:44:57
Correct 369 technically BR can follow you for years thats why it must not be taken lightly.
Although your files will not show this after the 6 years are up and like you have said 3 months after discharge it is removed from the register it will stay with you forever.
Jo x
Your Mother Hen :-)
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
| 369 |
Posted - 14 October 2008 : 10:13:09
I think I am right in saying that it will come off of the credit file after 6 years, and off of the Insolvency Register 3 months after discharge, but if they wanted to delve deeper then they would be able to find it out - i.e. doing a search on the London Gazette Bankruptcy Announcements...
If you were going for anything of importance, mortgage etc then they would ask you "have you ever been bankrupt before?" and you would still have to say Yes even if it was 40 years ago...
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| poopedmass |
Posted - 14 October 2008 : 09:59:15
does that mean after 6 years you are no longer seen as BR? can they see that you were or not?
lou x |
| Needafriend |
Posted - 13 October 2008 : 18:29:08
Welcome s1919
As far as i am aware your file which i beleive is the credit files will update themselves.
You can of course contact the credit report people and enclose a copy of your discharge and get it updated that way but normally they update after the 6 year period.
You dont have to contact them unless you feel after that time that you wish to do so.
Hope that helps.
Jo x
Your Mother Hen :-)
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
