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 paying bills after BR

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T O P I C    R E V I E W
tracy_b Posted - 14 October 2008 : 13:29:14
Hi All,

Went BR last week. Managed to get a co-op account but the guy said it would be middle of next week till i get account details sort code acc number etc. I pay all my utilities by D/D on the first of month ( due 1st Nov ). Im worried that i wont have enough time to sort out new D/D instructions with co-op. I have no other way to pay bills as no cheque book or debit card cause old bank frozen. HELP! I dont want to start off my new life getting into debt with rent and utilities etc. Any advice please.

Thanking you in advance
Tracy X X
12   L A T E S T    R E P L I E S    (Newest First)
Skippy Posted - 14 October 2008 : 16:57:15
I agree! I think it was Vodafone who told me it would take a month, although this might have changed now anyway.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Needafriend Posted - 14 October 2008 : 16:31:07
Hi Skippy

I think at lot of these places say different things and a lot of the time no one actually knows what is the rules etc round it and its gues work with them.

Take care

Jo x

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Needafriends Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Skippy Posted - 14 October 2008 : 16:11:55
I should have said it wasn't utility companies that told me 3-4 weeks so maybe some companies are quicker than others!

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Needafriend Posted - 14 October 2008 : 16:00:49
My pleasure to help as always. :-)

Jo x

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Needafriends Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
tracy_b Posted - 14 October 2008 : 15:59:41
Thanks Jo,

if i have not heard from Co-op by Thursday i will phone and ask for sort and acc numbers as per Skippy and Eamonn, failing that i will phone companys and explain and pay 2 months in Dec as per Jo.
Thanks all so much

Tracy XX
Needafriend Posted - 14 October 2008 : 15:55:43
Hi Tracy

My companies say allow at least 14 days to get a DD set up.

I would say if you can pay over a counter till you have it sorted or just explain to the companies and ask if you can pay 2 on the next months date and just keep the payment you would have made this month in there ready.

Best of luck

Jo x

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Needafriends Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
tracy_b Posted - 14 October 2008 : 15:54:03
Sorry Skippy, i see you already answered before i asked the D/D question' 3-4 weeks to set up' Thanks for your help though.
Tracy X
tracy_b Posted - 14 October 2008 : 15:49:18
Thanks everyone,

Does anyone know how long it takes to transfer D/D from one bank to another.
I dont actually have bill statements that i can pay at the post office, all my gas elect water etc are just paid d/d and every 6 months or so i get a statement of how much i have used and how much i have paid. I dont really know the answer but i just really dont want to get behind with these as i have never missed payments on rent or utilities (only credit cards etc).

Thanks Tracy XX
jacqui37 Posted - 14 October 2008 : 15:24:32
i pay all my bills over the counter at the post office that way i know where i am at, try it till you get sorted.
quote:
Originally posted by Skippy13

The Co-op gave me the sort code and account number over the phone as there was a delay in sending them out to me.

It might be best to pay them over the counter this month as some companies take 3-4 weeks to set up a direct debit.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

Skippy Posted - 14 October 2008 : 15:18:08
The Co-op gave me the sort code and account number over the phone as there was a delay in sending them out to me.

It might be best to pay them over the counter this month as some companies take 3-4 weeks to set up a direct debit.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
eamonn Posted - 14 October 2008 : 15:00:25
hi tracy
you could try ringing the co-op they may give ou acc andsort code over the phone if you explain why and then you could get started that's what i did
369 Posted - 14 October 2008 : 14:14:49
Hi Tracey,

Can you not just pay the bills over the counter at the post office....this is what i do...until i get an account...

As long as you pay it, they dont really mind how you pay it!

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