All Forums  archive  Forum Questions  i have nothing any more! Please help and advise?

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by s1274[/i] [br]HI 8 months ago I released the equity in my house £60k to pay the IVA early, this increased th emortgage, however this is going up and life has become harder and we now have a mortgage of £1700 per month due to increase to 2200 interest only, my mortgage is 292k and the house is now worth 200k leaving me short fall of 90k, so I have been in contact with the mortage company they have been good but they want there money, I have agreed to hand back the keys and they will take over the sell of my house, I have rented some where for me and the family at 1000 per month, i have done and income and expenditure form and i only have £150 spare each month, so what do i do, i will owe the mortgage company approx 90k as an unsecured loan and it will take 30 years to pay off, but i will eventually want to but again, shalli go bankrupt? was the previous IVA worth it when I should have gone bankrupt before? I am moveing in 10 days, so any help would be much appreciated, shall i do another IVA? life is at its worse and I thought that when we went through the IVA it was hard, this is even harder, i have nothing any more! Please help and advise? [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.