| T O P I C R E V I E W |
| vacs |
Posted - 22 October 2008 : 19:46:31
Had my OR meeting on monday five and a half hours long and will still need to go for maybe another 1 or 2 interveiws it was the most horrible day in my entire life I think I have been looking at my BR with rose coloured spectacles.
Unfortunatly my shop landlord must be really pissed off with me as he has told them about that my husbands business has assetts from my mortgage and that my husband has an expensive car he also told them I am an only child with rich parents who are in ill health and that I am likely to leave me a fortune fairly soon and that I have propertys abroad when I dont even have a passport. She wants all mortgage statements from 10 years ago also my husbands business accounts and bank statements. And because I have little credit cards statements to prove my spendings she said that all of them will be investigated.
This has put a huge pressure on my marriage so much so he has gone to Portugal for 1 week to get away from me and the problems, I am not sure if he will even come back. I thought it would be all over on Monday it seems to be the begining of my worst nightmare , I now know why people take the easy way out because on Monday a.m I had everything a nice life, husband, child and thought I would be out of my debt problems but by the afternoon I have lost everything my husband has worked for also and the end of my life as it was known.
Sorry to burden you all with this but its not always as clean cut as you might think. |
| 13 L A T E S T R E P L I E S (Newest First) |
| Nat |
Posted - 31 October 2008 : 07:31:59
HI Vacs
I just read this post and didn't want to just move on to the next one. I'm pleased you've got some good advice and that you and OH are working trough it, better to do it slowly and reach the end remember!
I really feel for you right now and i really hope that things turn around for you very soon
Take care
Nat |
| vacs |
Posted - 31 October 2008 : 05:07:12
thanks Kerri
I will keep you all informed, if and when I get through all this |
| scaredkez |
Posted - 31 October 2008 : 00:17:24
vacs hope this is all sorted for you soon, i had a 3 hour interview it was awful not to the extent of yours but feel for you, it does get better.
kerri |
| vacs |
Posted - 30 October 2008 : 18:58:37
Hi Jo
Just to say a very special thankyou for all your help regarding my debt problems you have been a huge support for me.
On your advice I had ameeting with Brett today who also has given me a spurt of inspiration , my husband and I are getting through this slowly but thanks to yourself and other forum members too many too mention we are getting there.
We are going to do exactly what Brett has told us to do and hopefully we will then be a step closer to ending this horrific nightmare. Once again thankyou and keep up the hard work you are a real asset to this site. If there is anything I can do to repay you for this help just ask.
AMANDA
i AM ONLY NOW IN YOUR DEBT |
| Reviva UK |
Posted - 23 October 2008 : 10:09:49
If you click onto the experts section at the left of the screen you can then choose your xpert and go to the contact page of their web page
or simply click the links on the responses.
Look at Julian
Bankruptcy help line - probably John
Brett from England jackman & Spacey
or Reviva UK
good luck
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
For a Free Impartial Review before taking the leap call me @ Reviva UK
www.revivauk.com |
| Needafriend |
Posted - 23 October 2008 : 08:33:00
Hi Vacs
Try our helpline number
0800 078 9367
Let us know how its goes :-)
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
| vacs |
Posted - 23 October 2008 : 08:01:54
A telephone number for someone that can help me and give me free advice on this matter or who can even act for me and help me out of this situation. anyone I am desperate
|
| Needafriend |
Posted - 23 October 2008 : 07:56:22
Hi Vacs
Which number is it you need?
I may be able to help you.
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
| vacs |
Posted - 23 October 2008 : 01:22:33
Could i have a telephone number for these then and i will ring them tomorrow |
| Reviva UK |
Posted - 22 October 2008 : 21:11:31
Hi
Not sure you need an insolvency solicitor because you are not being charged with anything. Solicitors are likely to charge in excess of £175 +vat per hour and that is to talk as well.
suggest that you talk with one of the site professional experts before doing anything else. This is free and without any committment but at least you will then know where you are, what is likely to happen and then you are in reasonable place to make a valued judgement as to the value of help.
You need to speak to someone who not only is able to present things in a professional and concise manner but is able to argue the case given the situation at hand.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com |
| vacs |
Posted - 22 October 2008 : 21:02:15
If I was to seek proffessional help in this matter ie insolvency solicitor can anyone give me an idea of roughly how much I am looking at for costs.
|
| vacs |
Posted - 22 October 2008 : 20:56:29
no it was not |
| Reviva UK |
Posted - 22 October 2008 : 20:18:04
Hi there
You must remember that this section is only a process and they woant to ensure that you have handled your affairs properly and reasonably.
Quite often landlords or independent creditors get very grumpy and make all sorts of accusations. The examiner ( very unlikely to be either the Official receiver or the Assistant Official Receiver)will have heard all these grumbles before.
You need to get a calm and logical approach to the requests for info and help as much as possible.
I would be interested to learn the name of the interviewer - not a Miss Kwan by any chance?
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com |
