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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by Tracey[/i] [br]Hi. I have read up to question 50 on the forums but still cannot find an answer to my question, sorry. I left a very well paid job over three years ago, and ever since, have been robbing Peter to pay Paul, selling assets such as cars etc until up to about twelve months ago, when I realised I had nothing left to sell. I arranged a dmp with the consumer credit service, but two creditors in particulat, the halifax and the tsb seem determined to drag me down, phoning every day, continuing to add interest to my 30k debt etc..My question is, if I go BR will the official receiver look at my sale of assets over the last three years and think I have "planned" it? Or will he only be interested in the last 12 months or so? I''m very worried because at one time, long ago, I had a decent lifestyle. Now after a poor job situation/move and a seperation, I have nothing. Thanks for listening. Tracey [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.