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| joella68 |
Posted - 04 December 2008 : 15:26:51
hi all, well im shaking like a leaf.....ive just booked my bankrupycy date 10am monday 12th january, im really scared now !!!
please, please, please can anyone give me any tips an advice on the SOA forms as im wadding though them online as we speak !
thanks in anticipation, jo |
| 6 L A T E S T R E P L I E S (Newest First) |
| Needafriend |
Posted - 05 December 2008 : 10:01:29
Hi Jo
I know its easy for me to say but i would not worry about the court or the forms as they are not as bad as you may think, although i have been where you are now 
When looking at and also filling in the forms, do the easy bits first, then start on the sections 1 by 1, asking us on here when there is something that your not sure of.
We have all been there and done that so can help you out in that respect, but do remember that your not a criminal, that you are taking control of your debts and you know that for you and yours this is the only option left to you.
I am here for you, no matter what, as is all of our members, so whenever you need us, give us a shout, but not too loud, the weekend is coming and some may have hangovers, LOL 
Jo
x
17 Weeks down 
35 to go 
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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| turborat |
Posted - 04 December 2008 : 21:03:37
Hi Jo,
What I will say is don't worry about the court day. We had ours last month and was the same as you worrying about everything but once we left court we really did wonder why we was worrying!
Everyone on the day was so helpfull which made it a lot better.
As long as you take your time with your forms and double & triple check them everything on the day will be fine.
Good luck!! |
| movin on |
Posted - 04 December 2008 : 20:33:28
If you dont have all the dates you opened an account or took a loan out or even when you got your credit card then dont worry, put an estimate and mention it on section 13 of the forms...I however did not do it that way, i was brave and phoned all my creditors and asked for exact dates, and it didnt take too long either.
You will need to put 'possible shortfall' down in BOTH secured and unsecured sections.
xx
Onwards and Upwards is the way im going :-0)
xx |
| joella68 |
Posted - 04 December 2008 : 18:23:46
thanks guys...........yes done the easy bits first, at least you feel like youve done some then lol, just need to root thru old paperwork for dates etc yuk, not my strong point, also i have read on the forum that i need to put " possible mortgage shortfall" where do i put that ? |
| movin on |
Posted - 04 December 2008 : 18:06:36
Hey Jo
Im so glad you have now got a date to work towards.
As Julian said, work your way through one bit at a time, you can save as you go along, which is a life saver ....and ask any qustions as and when you come across them. I did start with the sections that were easy and left the hard ones till last and when i had alot of spare time and it was quiet
Good luck when starting them.
Jenny
xx
Onwards and Upwards is the way im going :-0)
xx |
| JulianDonnelly |
Posted - 04 December 2008 : 15:50:28
Hi Jo,
How long is a piece of string? Is there anything in particular you'd like clarification on?
The best advice is to take your time. It is at first glance a very daunting document, but if you take it one question at a time, you'll be fine!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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