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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by dazed and confused[/i] [br] Dear Forum Hope you are all well! Well, as of this morning, I am now officially Bankrupt, and with it debt-free! I have taken on the services of Paul Johns from Revivia UK and he has been brilliant - above all really friendly, supportive and non-judgemental - always there on the phone for me whenever I needed him, he made sure the Forms were all filled out for me ready for Court, accompanied me this morning at the Court to help me through it all, and will help me through the whole OR process over the coming weeks / months. Cheers Paul!!! You are a star!!! I had my Court Appointment booked for this morning at 09:15am. I arrived at the Court early, met Paul outside and we had a chat about what to expect. We both went inside just after 09:00am, went through the metal detectors and then made our way over to the Counter. We were met by the Clerk who took us into a small 'booth' then checked over the Forms, which I had to then sign 3 copies of and I had to swear an oath. We then went upstairs and waited for a while to see the Judge. It was decided that the Judge did not want to see me so was obviously happy with my Forms. We then went back downstairs and waited a while and then I had a brief telephone conversation for about 2 / 3 minutes with an Administrator / Junior from the OR Office who just double checked a few details with me - Bank Account numbers, addresses etc. - and then said that he would write to the RBS to try and keep my Basic Bank Account open and that the Examiner would call me back in 5-7 days to arrange a date and time for my OR Interview. The whole process was not too bad - all the staff were ok and I was not made to feel like a criminal or anything nasty like that. We were out of there by 10:30am so just over an hour. A big "THANK YOU" must go out to everyone on this Forum too - especially BankruptC, John and Need a Friend, who have all been great to me and helped me out whenever needed and offered support. Cheers! I have just plugged my landline phone back in for the first time in months and turned my mobile phone off from being on silent - at least now if and when the Creditors call I can tell them I am now BR. Well, it's been a crazy 6 months or so and I still can't believe it's actually finally done now. I think it will probably take a while to fully sink in to be honest. It has been a long and sometimes dark journey but feel that I am starting to see a bit of light at the end of the tunnel. I've still got a few more things to do - OR Interview etc. but at least the first step is done now, and it feels ok! I hope that by posting this others may feel a little less apprehensive about the whole process and my advice to anyone who is worried, apprehensive or unsure about BR but who realistically know it is their only last option is to do it sooner rather than later - looking back I wish I had done it months ago and therefore not have had to go through the past few months of worry, fear and sleepless nights! My New Year starts today! Sorry for the long message! Good luck everyone and take care! [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.