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T O P I C R E V I E W |
Mr.E.Guest |
Posted - 09 January 2009 : 10:10:21 Hi All,
Another crisp one here in North Wales!
I spoke to the courts yesterday to order my BR pack which is on its way - we were told that you just turn up at 10am and go in - and there I was hoping that there was a 12 month waiting list!
A while back I surfed the web and found an excel document that the government had commissioned called a "Family Expenditure Survey" - it broke down what are "reasonable outgoings" for a family with kids - however it was a 2001-2 document (updated in 2003) - ironically even this illustrates that a family's weekly expenditure then was £398 - God - if only we don't even spend this or anywhere close in 2008!
I wondered if anyone has a link to a newer document as its a great tool when you are calculating your outgoings and again a great piece of documentation for the OR.
Cheers
Tim |
5 L A T E S T R E P L I E S (Newest First) |
Mr.E.Guest |
Posted - 09 January 2009 : 16:37:35 Hi Pix,
Thanks for this - its a great document and is very useful for I&E purposes.
Cheers
Tim |
pix1 |
Posted - 09 January 2009 : 16:24:48 Mr Guest,
Well, the Insolvency Service is used by the OR's. In fact, they ARE the Insolvency Service. On their website, which OR examiners are duty bound to use is a Household Expenditure Survey. See this link:
http://www.insolvency.gov.uk/DocumentLibrary/Policy/Excel/Household%20Expenditur.xls
This shows you essential and non essential items of expenditure and what you can claim or put down on your BR form.
There are a lot of footnotes explaining each item.
This is straight from the horses mouth and if your I&E fits in with this you should be in a good position. |
JulianDonnelly |
Posted - 09 January 2009 : 12:51:08 Hi Tim,
Best of luck!
Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk Don't forget the helpline on 0800 078 9367 |
Mr.E.Guest |
Posted - 09 January 2009 : 12:49:44 Hi Julian,
Exactley
Logically I guess all one needs to do is link it to inflation over the last 6 years to give you a fair estimate of what a 2008 survey would give?
I'm going to have a root around to see if I can find a more recent version - if so I'll post a link.
Cheers
Tim |
JulianDonnelly |
Posted - 09 January 2009 : 12:31:08 Hi Tim,
Unfortunately, you are unlikely to find a current relevant document. The reason is that all of a sudden, the OR will find everyone that is going BR has exactly the same expenditure!
Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk Don't forget the helpline on 0800 078 9367 |
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