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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by Needafriend[/i] [br][i]Hi Guys I had to share this. Today we had an email from Zoopla, our house has dropped again surprise, surprise and so i thought i would contact the OR and ask about this. In Sept we had letters asking if we wanted to buy the BI which at the time we could not and i refused to let someone else loan me the money when its our problem, so we returned the letters and said NO. We have today rung them and asked if it is now possible to buy the BI seeing as we said no before, and would they allow this. Our OR came back to me and said YES. We need to send down the letter they will send out, a copy of the Zoopla valuation, our latest mortgage balance statement and a local estate agents valuation which we have to hand. He told me that if the drive by valuation they get done also shows the same price range than that should be that. So fingers crossed. We now have by our calculations neg equity and so we really want to get this sorted out, we have not had our file go to the RTLU as of yet as the OR told me they are waiting for bits to come in but that in a way has helped as we can still deal with them. So i am just waiting on the letter from the OR then it can all go off to them. I asked if i needed a 3rd party to buy the BI if we can as we both went BR and he said NO if you are in NEG then either of you can buy it, if there is value then a 3rd party would need to do that. I am so pleased i might get to keep this house sooner than i think. I will let you know how it pans out. LOL [/i] [b][i][red]Jo[/red] x Needafriend says: Just always remember one thing, Your not alone, your not the first and you wont be the last. 22 Weeks down [img]http://boursomac.com/webengine/images/smiley/smile.gif[/img] 30 to go [img] http://boursomac.com/webengine/images/smiley/unhappy.gif[/img] [orange]For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:[/orange]~[green] Needafriend's Info on Bankruptcy :-)[/green] [red]http://debtfreejo.blogs.bankruptcyhelp.org.uk/ [/i][/b][/red] [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.