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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by redkat[/i] [br]Hi I am booked into my local court for a bankruptcy hearing on the 27th of jan. I am filling in the forms and have hit a few snags, i went to the CAB for advice and they were fantastic but i still have some questions. My current job is working as a semi contractor for a company contracted to network rail (i pay tax and NI via the payroll and get holiday pay), i work on a shift by shift basis and my income changes from month to month. I have recently had a couple of high wages than is normal but this is not representative of my usual income will this be used as a case for making me pay money each month. My main concern with this is that the work is drying up as Network rail are not employing contractors as much and my income is likely to take a fall in the coming months but i cant show this will this be taken into account? I dont want the OR to decide on a payment schedule based on my last two pay slips. What do i do? Also I have a house jointly owned with my mum which she paid the deposit on and which i have no interest in. But i have recently taken on a DSS tennent where do i put this on the form? how will that affect my petition? What are the circumstances of being refused a bankruptcy petition? I am worried that this might happen hopefully unreasonably so. I am panicking that i will not have enough information and the OR will think i have more money than i do which will put me back to square one. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.