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 basically im a new student, when i turned 18

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T O P I C    R E V I E W
j832 Posted - 17 January 2009 : 10:25:39
basically im a new student, when i turned 18 i took advantage of the credit being offered to me. now im away from home, without a job at the minute as i am currently suffering from pretty bad ibs,being sick at least 5 times a day and i am unable to work, and onli my student loan, with 300 a month to survive on, plus the odd 20 from my parents.

the debt is from 6 creditors, one being a bank who closed my account due to me having gone over my overdraft limit, due to direct debits from the creditors, and i have received correspondence from a law firm.

they are demanding 700pound now

one is from dell for 800 pound

one is from paypal for 800

one is a credit card for 250

the last two are from cautologes in the amount of 1000, all approx equalling roughly 3500, not the 2500 i earlier stipulated. i don't know what debt help is available to me and i am seriously considering bankruptcy as it is my only option i know of.

if anyone can help me by telling me who to contact or what to do next it will be greatly appreciated
1   L A T E S T    R E P L I E S    (Newest First)
Needafriend Posted - 17 January 2009 : 11:18:26
Hi i think i answered this in your other post

Jo
x


Needafriend says:

Just always remember one thing, Your not alone, your not the first and you wont be the last.



23 Weeks down


29 to go




For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)


http://debtfreejo.blogs.bankruptcyhelp.org.uk/

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