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T O P I C R E V I E W
md01
Posted - 04 February 2009 : 10:36:55 Hello Melanie.n
Thank you for your advise, I have written to her explaining our situation however, she has made many errors in her calculation firstly she states i owe £2,500 in one letter then in another letter states i owe £2,005 after re-calculation. Now she is trying to take me back to court for IPO and possibly reverse my discharge. She has also asked for me to sign a doc. that allows her to converse with HM & Rev. & Customs. Should i sign this?
How should i approach her. My bankruptcy has cost me more than if i had taken IVA.
Hope you can advise.
Many thanks again
5 L A T E S T R E P L I E S (Newest First)
Suzanne
Posted - 05 February 2009 : 16:56:38 If you fail to co-operate with the official receiver they can suspend your discharge until they are happy that they have received full co-operation. Once discharged it cannot be reversed.
Posted - 05 February 2009 : 16:39:20 Hi Guss & Zamfir
that's a new one on me too.
As far as I am aware discharge can be postponed beyond the 12 months but once it's done it's done.
timendi causa est nescire
zamfir
Posted - 05 February 2009 : 00:23:55 I didn't realise they could reverse a discharge!
Melanie.n
Posted - 04 February 2009 : 14:54:30 The best and in reality only advice i can give you is to give her a ring and speak direct - if you are not happy you are quite within your rights to ask to speak to her Assistant Official Receiver (her manager) and discuss with them. Have all your details ready with regard to income & expenditure, and hopefully you will have a satisfactory outcome.
As to the conversing with the IR - they will always do this to change your tax coding. At the end of the day you have to so-operate with them.
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles 01446 711780
pix1
Posted - 04 February 2009 : 12:45:14 You have got to cooperate or your discharge can be reversed.
Perhaps you can ask that that examiners calculations are looked at by another examiner. Perhaps you can enter into an arrangement to repay arrears at a reduced rate over a longer period. You will have to sign the IR form she wants you to sign otherwise she will simply apply for the IPO and probably get it. You could let it go to an IPO court hearing and explain things to the judge but this might also involve suspension of your discharge.
