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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by shirley[/i] [br]I have got 11 days to go until my bankruptcy hearing and am really scared. I ran up a large amount of debt on credit cards and debt consolidation loans through sheer stupidity. when I realised I was in trouble I contacted the CCCS who advised me at the time to go bankrupt. I didn't want to do this and managed to arrange informal payment plans with all my creditors in 1996. Now my partner has left and I don't have any money to make these payments. I haven't taken any more credit since 1996 but I have read other bankruptcy sites and am now worried about what the OR will percieve as blameworthy. Can anyone help? [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.