HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 New Questions
 Forum Questions
 Catch 22

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
Mr.E.Guest Posted - 13 February 2009 : 11:00:52
Hi,

I wondered if anyone had had a mortgage with rooftops? or similar experiences as ours...

We sent our keys back for VR in January - but the company wont accept VR until we sign the VR forms - though we have not had the forms they have told us that there is a section which states that we will be responsible for any shortfall.

I've pointed out that in no way what so ever am I signing for shortfall and that I'm going BR.

Theres the catch 22 - I won't sign the forms for VR and they won't send them out because I won't sign! As such they now have a possession hearing in court on the 26th - I've said I'm not attending and have entered a statement electronically.

Any feedback as to if this is OK or advice on further steps I should take?

Cheers

Tim

What doesn't kill you makes you stronger (I hope ;-)
1   L A T E S T    R E P L I E S    (Newest First)
got there Posted - 13 February 2009 : 13:02:45
Hi Tim, have no experience with Rooftop, but we are going to be handing keys back to Advantage (morgan stanley) first week in March, i have made it clear that we will not be signing anything. We have a court hearing for 13th March, i wrote to the court and also phoned a few days later to check it was rec'd just outlining the situation, the woman i spoke to at Court said technically they cannot go to Court to gain possession when they are already in possession of the house!!

This must be the same situation throughout the country whoever your lender is, maybe worth giving Paul a ring at Reviva (font of all knowledge lol)

HTH

bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06