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T O P I C    R E V I E W
perry.l Posted - 23 February 2009 : 12:06:17
can anyone give us some advice regarding bankruptcy - or point us in the right direction

my partner and i have a joint mortgage 119k plus secured loan of 3k but property only valued at 110k mid last year - so would think its alot less now!
I have 22k worth of unsecured debt and my partner around 13k.
we are currently in a debt management programme but i have recently received 2 bills through totalling nearly 10k from my wholesalers from when i was self employed (i am still self employed but now only work for 1 company and my pay is considerably less than before)
my partner is unable to go bankrupt as she is training to be an accountant, i really cannot afford to pay any more money to the dmp to incorpoate these two new debts. i am thinking bankruptcy is the best option for me.
we both have a joint unsecured loan too - what would happen to this?
1   L A T E S T    R E P L I E S    (Newest First)
Niobe Posted - 23 February 2009 : 12:19:44
If you go bankrupt and you have a joint loan, your partner will then be chased for the whole of the loan as you are jointly and severally liable for it.

The glimmer gets brighter all the time

Jan
xx

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