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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by perry.l[/i] [br]can anyone give us some advice regarding bankruptcy - or point us in the right direction my partner and i have a joint mortgage 119k plus secured loan of 3k but property only valued at 110k mid last year - so would think its alot less now! I have 22k worth of unsecured debt and my partner around 13k. we are currently in a debt management programme but i have recently received 2 bills through totalling nearly 10k from my wholesalers from when i was self employed (i am still self employed but now only work for 1 company and my pay is considerably less than before) my partner is unable to go bankrupt as she is training to be an accountant, i really cannot afford to pay any more money to the dmp to incorpoate these two new debts. i am thinking bankruptcy is the best option for me. we both have a joint unsecured loan too - what would happen to this? [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.