All Forums  archive  Forum Questions  have stuck my head in the sand for too long

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by erikajayne[/i] [br]Paul, an expert told me to contact you! I have about 18,000 pounds worth of debt in the UK,mainly from going back to University to do a postgraduate degree, then paying this back I didnt have any disposable income so used credit cards to live. Back in late 2007 I suffered from depression and a relationship breakdown I tried to start a new life in australia(flight paid for by dad)I now am renting, have a car(worth about 800 pounds)I have a job which is quite low paid and have worked out all my expenses etc and have around $30 left each month(about 60 pounds) I tried a debt management plan in the Uk which some of my creditors refused, tried an IVA but didnt have enough surplus income. None of my family members or friends know the extend of my debt problems and I dont want to tell them and make them angry and disappointed at me. I have stuck my head in the sand for too long and need to get this sorted. I am so scared and am making myself ill. I live across the otherside of the world so cannot come back and do this myself. I have researched into BR and companies that can do this and have found some, I know I have to pay for them but I feel I do not have any other choice - anyone done BR from abroad, am also scared about the OR interview.Would appreciate any comments! [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.