| T O P I C R E V I E W |
| Sparkle83 |
Posted - 28 February 2009 : 17:00:47
I've done this based on what we spend, and am expecting to get argued down on alot of things. Is it better to do it this way, so that there is some room for negotiation?
This is for both of us, with 4 cats and one large dog.
Rent: 425
C/tax: 100
Housekeeping (inc pet food): 360
Water: 50
Electric: 50
Gas: 20
Tv: 32 (19 is sky, but we get no signal on aerials)
Phone: 100
Travel: 70
Car costs (ins,tax,repairs): 100
Meals at work: 30
Clothing: 60
Dry cleaning: 10
Prescriptions: 10 (I have an exemption card so just hubbys)
Dental: 20
Optician: 20
Hair dressing: 20
Pet insurance: 50
Domestic Break: 60
(Currently have no contents ins as looking in to getting it, so nothing for that)
Expenditure: 1587
Income: 1338 |
| 15 L A T E S T R E P L I E S (Newest First) |
| Jane.l |
Posted - 03 March 2009 : 08:39:13
We were not allowed a holiday/break, I think it depends on the OR |
| Sparkle83 |
Posted - 02 March 2009 : 21:29:26
Thanks hon, have just spotted one box we havnt got an answer for (hubbys income tax ref, and it isnt on his pay slips :O ) so will be making a hurried call in the morning!
Not looking forward to speaking to the OR lol. |
| Skippy |
Posted - 02 March 2009 : 20:49:55
Good luck for tomorrow Sparkle x
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
21 IPA payments made, 15 to go - on the home straight! |
| Sparkle83 |
Posted - 02 March 2009 : 19:12:57
xmas baby: hubby and I are both going BR tomorrow, so I've done the I&E jointly, hence the £60 (£30 each) |
| xmas baby |
Posted - 02 March 2009 : 15:01:23
Hi Melanie,
Why would a domestic break not be allowed by the OR? I have read other people's I&E lists and they have been succesful in getting this allowance. I have put it in my I&E in the hope that I'll get it, although the amount I have asked for is £30 per month.
Confused now.
xmas baby |
| Sparkle83 |
Posted - 02 March 2009 : 14:35:03
Could someone possibly give me a prediction of what they think might get allowed from my list? |
| Sparkle83 |
Posted - 02 March 2009 : 13:20:54
so will I have to reduce my housekeeping also?! I can see I'm gonna get an IPA and not be able to afford it because they wont accept the costs I have. |
| Melanie.n |
Posted - 02 March 2009 : 09:31:14
The allowance is a maximum of £21 per household for food insurance etc of pets, not per pet
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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| Sparkle83 |
Posted - 01 March 2009 : 15:11:42
eeeeeep :O
I included pet food in my housekeeping. I guess I'll have to take the insurance off them, as if I get an IPA, I definately cant afford to have them insured :( |
| Skippy |
Posted - 01 March 2009 : 13:34:17
I didn't have a cat when I went BR, but when I have mi I & E reassessed in April (pay cut at work) I'm going to claim £20 for him - £12 insurance per month and the rest for his food.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
| jurgenpie |
Posted - 01 March 2009 : 13:30:43
I was allowed £10 a week pet food (2 cats) and my pet insurance is £8 a month for both with Saga.
 |
| Skippy |
Posted - 01 March 2009 : 13:07:36
Sorry for the confustion, and thanks for clearing that up Jane!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
| Jane.l |
Posted - 01 March 2009 : 12:02:07
We have 2 cats, the pet insurance per month is £20 for both and food/litter about another £20.
The maximum allowed is £20, not PER PET, but overall, so we had to pay the insurance out of surplus. |
| s4pps |
Posted - 01 March 2009 : 10:25:55
Don't worry and just fill it in. My OR just went through, questioned a couple of things, and ticked what she allowed. You could play with it for 10 years, better to just do it and wait and see :)
Suzanne x
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| Sparkle83 |
Posted - 01 March 2009 : 10:15:56
wondered if anyone had anymore suggestions/amendments as I have to commit this to paper today :S |
