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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by SKA[/i] [br]Hi, I went bankrupt in April 2008, at the time due to my job needs I was allowed to keep a car on HP. Even though the car's costs were allowed the OR's dept failed to produce the paperwork to the HP co and they collected the car. When I spoke to the examiner regarding this they said it would be okay to take out another, which I did at the same costs. As I had no extra income left over it was decided that a nil tax code would be applied to my earnings and I would not have to make any income payments. In Aug 2008 I changed jobs and informed the OR even though my salary hadn't changed. I was sent an income expenditure form a week ago and have now been informed that they will expect IPs to be set up. When I spoke to someone in the admin department they said the examiner noted that I didn't work at the time of the bankruptcy (which is not true as I had to provide my employer's details and pay slips) and as my current job started after my bankruptcy they could not apply the nil tax code. Also, they dispute the case about the car and say that they will not take into account the £300 HP per month. I explained that when I originally spoke to the examiner we looked at train costs and these were higher. I've been told to put my case in writing, but am very worried. It seems the case was not handled correctly and now whatever was decided is going to be changed - can they do this? I would very much appreciate advice on where to go from here. I want to know that if I gave up the car and claimed train costs (which are 30 per day) would I be able to keep the income. I would prefer keeping the car as it keeps the costs down, but should I go down the public transport route so that I won't have to pay extra money which I really cannot afford. Also does changing jobs make such a difference? Please help. Thanks, Sonia [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.