All Forums  archive  Forum Questions  Hi another question for you. I've had to move out

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by JDAN[/i] [br]Hi another question for you. I've had to move out of my house to relocate to help look after my sister who was diagnosed with terminal cancer. Am now living in a rental property. My intention was to sell my house to pay off my unsecured debts, but what with the current economic climate it hasn't worked out like that and no longer being able to fund a mortgage and rent the CAB advised that bankruptcy was an option to concider. I've now gone bankrupt and am in complete panic as reading this forum i think i've really messed up. Went bankrupt on 12th march 2009 and listed mortgage as a secure debt. Defaulted on mortgage on 16th march and intend to hand keys back, but now i'm worried that because i didn't list mortgage as unsecured debt in any way they will come after me for the shortfall even though i'm bankrupt. I've asked the OR about this and he has told me that even if they were to sell the house ten years from now they could not ask for the money, he also said to stop paying the buildings insurance. Please help, between advice people have given me so far and my own stupidty i think i've just made matters worse and don't feel any relief from going bankrupt and trying to sort my life out. All advice greatly appreciated thanks. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.