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T O P I C    R E V I E W
paulsc Posted - 24 March 2009 : 16:44:31
Statement of Affairs and Personal Balance Sheet

Household Information

Number of adults in household........... 2
Number of children in household.........
Number of cars owned....................

Monthly Income Details

Monthly income after tax................ 279
Partners monthly income after tax....... 0
Benefits................................ 893
Other income............................ 0
Total monthly income.................... 1172


Monthly Expense Details

Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 0
Gas..................................... 0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 35
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 250
Clothing................................ 70
Petrol/diesel........................... 80
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 20
Car parking............................. 10
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 40
Medical (prescriptions, dentist etc).... 35
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 12
Entertainment........................... 0
Holiday................................. 80
Emergency fund.......................... 0
(Unnamed monthly expense)............... 0
Gym (GP Letter)......................... 40
Board................................... 220
Child maintence......................... 150
Total monthly expenses.................. 1062



Assets

Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 9
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 9


No Secured nor Hire Purchase Debts


Unsecured Debts
Description....................Debt......Monthly...APR
Lloyds.........................9300......323.......0
Abbey..........................5322......192.......0
tesco..........................3000......30........0
Yes Car........................6040......142.......0
Capitalone.....................1000......10........0
Mastercard ....................3000......30........0
Barclycard.....................3000......30........0
M&S............................3000......30........0
Total unsecured debts..........33662.....787.......-



Monthly Budget Summary

Total monthly income.................... 1,172
Expenses (including HP & secured debts). 1,062
Available for debt repayments........... 110
Monthly UNsecured debt repayments....... 787
Amount short for making debt repayments. -677


Personal Balance Sheet Summary
Total assets (things you own)........... 9
Total HP & Secured debt................. -0
Total Unsecured debt.................... -33,662
Net Assets.............................. -33,653[/b]

Created using SOA calculator.[/font]

7   L A T E S T    R E P L I E S    (Newest First)
Niobe Posted - 24 March 2009 : 17:25:39
It won't hurt to try and claim then. They can only say no.

The glimmer gets brighter all the time

Jan
xx
paulsc Posted - 24 March 2009 : 17:22:56
Liable for oil so might as well claim if you can

Niobe Posted - 24 March 2009 : 17:19:04
The car cleaning I can accept, and possibly the washer fluid, but if you need oil (and it shouldn't need any between services), then I would take it back to the dealers for them to deal with.

Other than fuel, we won't be spending any money on our car at all.

The glimmer gets brighter all the time

Jan
xx
paulsc Posted - 24 March 2009 : 17:05:58
cleaning as disabled and washer fluid and oil i am hoping for

Niobe Posted - 24 March 2009 : 16:57:25
Just being curious, but what is the maintenance for? We have a mobility car as well and have to pay nothing on it other than fuel.

The glimmer gets brighter all the time

Jan
xx
paulsc Posted - 24 March 2009 : 16:56:06
motability car but thanks for looking

Niobe Posted - 24 March 2009 : 16:54:41
If you are claimin for car maintainance, should you not put down a car in the number of cars owned bit?

The glimmer gets brighter all the time

Jan
xx

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