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 i am currently in 35,000 worth of debt

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T O P I C    R E V I E W
bexworth1990 Posted - 26 March 2009 : 13:34:47
i am currently in 35,000 woth or debt, i am currently paying my debp company £600 a month and my morgage is £699 a moth. my monthely income does not cover this so i am struggling and have no toher way of getting extra cash. its affecting my wife and children big time is there any think i can do any advice you can give me.
3   L A T E S T    R E P L I E S    (Newest First)
LastResort Posted - 26 March 2009 : 21:59:30
I noticed this aswell......
John Posted - 26 March 2009 : 21:38:08
Hi Melanie

sorry to butt in.

As you have mentioned it I thought I would point out that for about a week now you do not appear in the experts list.

I thought there was a reason for this and didn't like to pry but reading your post it would seem there is a technical hitch.

John White
England Jackman & Spacey
Melanie.n Posted - 26 March 2009 : 14:29:36
Hi Bexworth and welcome to the forum, you will find many people on here only too happy to help and advise you in any way.

It is difficult to give you full advice without knowing the 'full' picture. In essence it all stems around your home, the value, the outstanding mortgage, possible equity and whether you have any mortgage arrears?

If you could give me a little bit more detail, either on the forum or by contacting me direct via 'experts' on the left hand side of the screen, if you do not wish to divulge too much online, I would be of far more help to you.

Have you considered reducing your payment into the DMP or indeed looked at other options such as an IVA (on your level of debt an IVA could be considerably less per month than your present DMP) There are a number of things i could give you advice on but need a bit more info
Look forward to hearing from you either via the forum or email

Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles

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