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 i have a mortgage in my name only

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T O P I C    R E V I E W
bungleboy Posted - 26 March 2009 : 16:55:39
i have a mortgage in my name only with 6 years left to run, with about 40k of equity at the moment

12 years ago my girlfriend moved in and we shared costs for everything including the mortgage

if i was to go bankrupt would the house be considered 100% mine or would they only go after what i consider to be my half of the house

thanks in advance
1   L A T E S T    R E P L I E S    (Newest First)
Melanie.n Posted - 26 March 2009 : 17:36:42
It all depends on whether or not it is seen that she has contributed to it. As she has lived there for 12 years she would in law be deemed to have an interest in the property. If you have pooled your incomes etc since being together i would presume that you each have a 'share' in any potential equity.

Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles

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