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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by shazzles[/i] [br]Hi I have been informed by my IVA company that i am now £686 in arrears and 2.6 months behind once i get to April 21st it will then be the official 3 months behind and i will receive my default notice two weeks after that. Whilst I am looking for a job still, and hoping that i can still eventually sort myself out, I know that I might have to file bankrupsy. I wonder if anyone can tell me at what stage I need to start getting another account and filling out forms etc... I am married and we have a council flat, the debt on the Iva is solely mine so it will only be me that files for rupsy. Can anyone tell me if any of my husbands stuff will be taken into account as the debt is mine. Thankyou [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.