HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 archive
 Forum Questions
 Had my OR interview today!

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
alisone Posted - 15 April 2009 : 09:13:40
Had my OR interview today! Wasn't aware just how nervous I was till the time approached. The man I spoke to (Hull office) was very nice & approachable. He asked me pretty much all the questions on the SOA. The credit card section took the longest as I had half a dozen of them. I was literally blushing when he pointed out how often I go to the supermarket! I am just incapable of going in for a loaf of bread and a pint of milk - I always come out with a trolleyful! (But that stops now, people!) I was blushing even more when he asked if there were some product at the supermarket I was buying more than others and I realised he was asking if I had a drink problem! No - I'm just greedy... Other than that he asked what I thought my biggest purchase was with the cards and I really couldn't think of anything. Afterwards I realised it was probably the amount I spend at garages keeping my old car on the road. By this time I was dreading the I&E section and foresaw us haggling over the food shopping allowance but I was staggered when he said I wouldn't have an IPA and didn't even bother going through my expenditure. I consider myself to be on a reasonable wage so I thought I would have at least a small amount to pay. And that was it! Very nice man. And even though I felt I didn't offer a very convincing account of how I'd managed to land myself in 30k of debt, he still implied the BR might be ended early. Got my wage slip today too and I intend to spend it wisely and open a savings account. Good luck to everyone else. x
6   L A T E S T    R E P L I E S    (Newest First)
paulsc Posted - 15 April 2009 : 22:09:22
Thanks Alisone please you have come through the nitemare and your info is very intersting

alisone Posted - 15 April 2009 : 21:25:32
Thank you everyone. The support on here is great. x

Paulsc, my DI according to the figures I submitted was £80 so based on that I suppose I wouldn't have got an IPA. However, my salary is going up by £20 a month, I thought my housekeeping claim of £380 for me and my 9 yr old might be considered too much and I also thought he might dismiss my claim of £25 for children's activities and £15 for birthdays/Xmas.

In fact, I got the impression he just based his decision on my salary (around £23000 pa) and didn't really analyse the breakdown I'd given him at all. Might be wrong though.



LastResort Posted - 15 April 2009 : 09:59:49
Brilliant! I bet you feel great...I know I do! All the best for the future x
gally Posted - 15 April 2009 : 09:57:56
i went br in hull firm but fair i have to say
paulsc Posted - 15 April 2009 : 09:41:42
WOW DING DANG DO well done so if you thought you would get a IPA what was your disposible income after bill as that is my worry

maizie Posted - 15 April 2009 : 09:36:31
Glad things went well for you today, its all over and done with now. Heres to a bright new future!

Maizie

bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06