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 What decides if you have to have an IPA order,

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T O P I C    R E V I E W
john1002 Posted - 15 April 2009 : 22:51:58
What decides if you have to have an IPA order, and what income is taken into account, when we go bankrupt we will hav no income bar benefits including carers allowance, Disibility living (for our disabled son) and child benefit and child tax credit will any of these be taken into account for an IPA

Thanks

John
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john1002 Posted - 16 April 2009 : 13:36:44
Thanks suzanne for the welcome, very appreciated expecially as we are stressed to high heaven. Dave also thank you for confirming what we will be asked off, is there any negative to not agreeing a volentary IPA?

john
chester2005 Posted - 16 April 2009 : 08:56:04
if your only income is benefits then the OR can only ask for a voluntary IPA which is of course up to you if accept


Dave

Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
Life's too short!!!
s4pps Posted - 16 April 2009 : 08:35:10
Hi John, Welcome to the forum :) DLA and CB are not included, Child Tax Credit is, and I'm not sure about the Carers Allowance. Simply the OR will look at your Income and Expenditure, possibly not allow everything you list, and work out the difference. Then a sliding scale applies as to how much surplus funds you have and how much you can contribute to an IPA.

I think that's it, but if I'm wrong I'm sure a forum professional will be along and give you the right advice :)

Good luck xx

Suzanne x


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