Note: You must be registered in order to post a reply. To register, click here. Registration is FREE!
T O P I C R E V I E W
hadenuff
Posted - 06 May 2009 : 16:16:48 My OR examiner contacted me yesterday with regards to my IPOQ form re: possible early discharge that I have returned to her.
She seemed very interested in how much our mortgage is per month. The thing is my husband has already purchased the BI in our property some months ago and all the paperwork is completed and signed off by the OR.
My worry is can they turn round now and say our mortgage is too high and 'force' us to rent somewhere cheaper even though the BI has been purchased by someone else?
We are both on benefits but she queried most of the IPOQ form even though I was very careful and truthful filling it in and if anything I went lower than recommended amounts, even from the Insolvency website.
Thanks everyone
5 L A T E S T R E P L I E S (Newest First)
vacs
Posted - 19 May 2009 : 19:56:43 [Hi Hadenough, Just going through your situation and I was wondering how much the solicitors fees were to act for the BI and do I really have to have a solicitor at all
hadenuff
Posted - 07 May 2009 : 18:38:20 Thanks Suzanne, you are a star! This is no good for my nerves :-)
Suzanne
Posted - 07 May 2009 : 10:44:24 As you husband has bought out the BI they would look a bit stupid now if they made a fuss about the mortgage payments, so I would say all is OK.
So other than the expenditure side of things, there is nothing they can do now with regards to our house? Otherwise, it was a lot of money paid out with solicitors etc. for nothing.
Thanks again
Suzanne
Posted - 06 May 2009 : 16:28:17 Hi hadenuff
I would say her only interest in your mortgage repayments was in terms of household expenditure and they are not likely to challenge this now. It just sounds as if you got one fresh off a course and keen.
