| T O P I C R E V I E W |
| jelojo |
Posted - 06 May 2009 : 18:39:02
hi another question!!
My partner and i live together and have done for the past 5 years. I am currently paying all of the household bills as my partner has not got a job. Will they accept this when i go bankrupt or will they insist i only pay my half??? If i can only pay half then the bills wont get paid and we will prob become homeless!! :( |
| 11 L A T E S T R E P L I E S (Newest First) |
| Crockett |
Posted - 08 May 2009 : 18:32:21
Hi,
Does this apply to same sex partners? My partner is considering moving in with me and currently does a little freelance work as in the process of setting up a business which is very small irregular amounts. They will not be able to claim JSA anymore due to my income so would I then be able to claim expenditure for two adults? |
| Hallway123 |
Posted - 07 May 2009 : 17:17:57
Thanks a lot ,I think with overtime been doing lately which is slowing down now,I could be border line for ipo and this could make all the difference |
| gettingoutofdebt |
Posted - 07 May 2009 : 16:43:50
Yes, you can just use your income to claim the expenditure for the whole family. The OR 'may' ask about your husband but all you need to say is he is currently unable to contribute anything. The OR is only able to check/verify the income of the person declaring BR and not any partners. |
| Hallway123 |
Posted - 07 May 2009 : 16:40:28
Its just me declaring bankruptcy, but if my husband doesn't cotribute anything,will I still be able to claim food, clothing , allowances for 2 adults. |
| gettingoutofdebt |
Posted - 07 May 2009 : 09:05:46
Is your husband declaring BR or just you? If it is you then your husband doesn't have to contribute anything and the OR cannot force him to contribute. If both of you are declaring BR then you will need to put the joint income on the I&E form. |
| Hallway123 |
Posted - 07 May 2009 : 08:33:21
My husband only gets £62 a week job seekers allowance, how much of do you think would be an acceptable ammountof this to put that he contributes to expenses, doesn't seem fair after him supporting us for 30years that he should end up without a penny each week.It says on form that if we don't declare what others are contributing to household we cannot claim full allowances for them. |
| jelojo |
Posted - 06 May 2009 : 20:20:46
yes thank you that does help!! :) |
| OneLife |
Posted - 06 May 2009 : 19:57:39
Hi Jelojo. I am in similar situation. My partners business collapsed because of this climate and he hasnt been able to find work since. It's very difficult for men when they've been in one role for years and then have to try and start again. There are less jobs around and alot of competition for them. I found finding work hard myself after being made redundant. My OR completely got this and didnt question it. I put on the forms the actual amount I'm paying which is 100% of the bills, food etc. He asked me if this should be 50% and when I explained that my partner has no income at present he was understanding and just said that I would need to inform him if our situation changed and either I was earning more or my outgoings became less, ie if my partner got work and started contributing. Hope that helps. |
| jelojo |
Posted - 06 May 2009 : 19:38:25
Thanks for this advice, puts mind at rest a little bit more!!
Loads of questions just keep popping into my head then i go into a panic!! I cant wait until the 19th is over and done with!! |
| John |
Posted - 06 May 2009 : 19:25:55
Hi
the OR cannot demand your partner works to gain income. For that matter you cannot be forced to do so either.
Nor can any decision affect your relationship.
If you are asked why your partner does not have an income, be polite but remind the examiner that whilst you will of course co-operate in every way as the bankrupt, your partners personal affairs are private.
John White
England Jackman & Spacey |
| gettingoutofdebt |
Posted - 06 May 2009 : 18:55:38
Just put your income and the expenditure on the form. Even though there are two adults in the house the OR won't expect the bills to be split 50/50. |
