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| davids |
Posted - 07 June 2009 : 01:49:38
if myincome and expenditure is -£220 before bankruptcy but is £350 surplus after bankruptcy whats happens ? |
| 3 L A T E S T R E P L I E S (Newest First) |
| Skippy |
Posted - 07 June 2009 : 20:12:49
Make sure you list everything that you spend, but be honest and don't over inflate it as you may be asked for proof if things are very high.
As the others have said serach back through other people's I & E to make sure you haven't missed anything, and then post on here so we can have a look.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
23 IPA payments made, 13 to go - on the home straight! |
| gettingoutofdebt |
Posted - 07 June 2009 : 07:32:58
Post your I&E and we can advise if the figures can be increased or additional items added. If you have more than £99 DI then an IPA will be put in place and you will have to pay a certain percentage of your DI for 36 months.
The percentage of your DI paid into an IPA is:
£99 or less = 0%
Between £100 and £249 = 50%
Between £250 and £349 = 60%
Between £350 and £499 = 66%
£500 or more = 70% |
| Sparkle83 |
Posted - 07 June 2009 : 07:08:44
Ideally you need to look at other people's I&E (search I&E or I+E) to make sure you've put down everything you can (hairdressing,dry cleaning etc). If after that you still have 350 disposable income, an IPA will be put in place, which says you agree to pay back a certain amount. At that level of DI, it's usually 70% of the DI.
hope this helps
Weeks of BR
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