| T O P I C R E V I E W |
| jim_h |
Posted - 14 June 2009 : 16:49:26
i am trying to save up for my bankruptcy fee as am on a four day week will take a few months i have heard nothing since christmas from my creditors some i haven't heard for a couple of years as i wont to clear all of them and they have not contacted me would they all be on my credit file |
| 4 L A T E S T R E P L I E S (Newest First) |
| sjbyron |
Posted - 14 June 2009 : 19:25:12
thanks Jan I thought there something but wasnt sure
Stu J Byron |
| Niobe |
Posted - 14 June 2009 : 18:51:39
It's six years for normal debts, and 12 years for mortgages.
The glimmer gets brighter all the time
Jan
xx |
| sjbyron |
Posted - 14 June 2009 : 18:41:52
Hi
The creditors that you havent heard from in a couple of years, how many years is that?
As their is a legal statute (think statue of limitation act) But dont quote me that basically says that if a creditor doesnt contact regarding debt within 6 years the debt is dead.
An expert will be able to advise on that
Stu J Byron |
| Niobe |
Posted - 14 June 2009 : 16:59:06
Hi,
They should be on your credit file, but you may find that some have been sold on. You will have to check.
The glimmer gets brighter all the time
Jan
xx |
