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T O P I C R E V I E W
jim_h
Posted - 14 June 2009 : 16:49:26 i am trying to save up for my bankruptcy fee as am on a four day week will take a few months i have heard nothing since christmas from my creditors some i haven't heard for a couple of years as i wont to clear all of them and they have not contacted me would they all be on my credit file
4 L A T E S T R E P L I E S (Newest First)
sjbyron
Posted - 14 June 2009 : 19:25:12 thanks Jan I thought there something but wasnt sure
Stu J Byron
Niobe
Posted - 14 June 2009 : 18:51:39 It's six years for normal debts, and 12 years for mortgages.
The glimmer gets brighter all the time
Jan xx
sjbyron
Posted - 14 June 2009 : 18:41:52 Hi The creditors that you havent heard from in a couple of years, how many years is that? As their is a legal statute (think statue of limitation act) But dont quote me that basically says that if a creditor doesnt contact regarding debt within 6 years the debt is dead.
An expert will be able to advise on that
Stu J Byron
Niobe
Posted - 14 June 2009 : 16:59:06 Hi,
They should be on your credit file, but you may find that some have been sold on. You will have to check.
