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| mc_10 |
Posted - 15 June 2009 : 10:15:43
have just split from my long term partner and am left to pay all the debts, I owe money to a loan 10,000 i owe 5,000 on one credit card and 8,500 to another credit card. combined the total a month is 530 per month and my mortgage is 430, this does not include gas,elec,council tax.food,petrol everyday living nor does it cover insurances etc. I only get 850 per month and 117 tax credit and dont know what to do i feel suicidal and i have to kids 10 and 12 could you advise me what to do as i don't know what to do. |
| 1 L A T E S T R E P L I E S (Newest First) |
| gettingoutofdebt |
Posted - 15 June 2009 : 11:54:11
From those figures you have mentioned you are definitely insolvent but you should get advice as a DMP or IVA may be possible rather than declaring BR.
The Insolvency Helpline website has a lot of information and possible options - http://www.insolvencyhelpline.co.uk/.
You should also speak to someone regarding your situation and can get some professional advice either from the CCCS, CAB or National Debtline.
The following companies post on this board and are highly respected. They offer free advice and will only charge if you want their assistance in completing the BR forms or even accompanying you to court on the day:
Reviva UK: http://www.revivauk.com/
Jones Giles - http://www.jonesgiles.co.uk/
England, Jackman & Spacey - http://www.ejands.co.uk/index.php |
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