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T O P I C R E V I E W
toby78	Posted - 30 June 2009 : 18:53:33 Hi, My wife and I owe 97,000 on loans and CC's. This has been outstanding for about 6 years. We stopped all token payments around 2 years ago. We have no savings, property or goods worthwhile. I am in a steady job now, but not great wages. Ł21,000 We have 2 kids 8 & 12 is Bankruptcy the answer? I dont want to end up on the breadline for 5 years with a IVA kind Regards
1 L A T E S T R E P L I E S (Newest First)
Niobe	Posted - 30 June 2009 : 19:26:22 Hi, I would say that bankruptcy does sound to be the solution for you as you have no assets to protect. I presume that both of you will be going bankrupt? You will need Ł510 each for the court fees. The forms can be found online here: https://www.insolvencydirect.gov.uk/isolv/ Ring your local court to see if it is a 'walk in' on the day service, or if you have to make an appointment - some courts currently have a backlog. You'll be able to get your life back on track then. The glimmer gets brighter all the time Jan xx

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