| T O P I C R E V I E W |
| indy2005 |
Posted - 29 July 2009 : 18:21:31
Hi,
I never listed child benefit in my original SOA, and now I am 6 months in having to complete an IPOQ. The questionnaire is asking for child benefit income. I dont want to list this (as I never listed it or was asked for it previously), and I thought this was ringfenced and they dont touch it.
Regards
i |
| 12 L A T E S T R E P L I E S (Newest First) |
| indy2005 |
Posted - 30 July 2009 : 08:41:57
OK,
Thats great. I may write an accompanying letter with my IPOQ stating that the only changes are x,y,z (in case they try to un-agree already agreed food and holiday allowances), and state that I expect child benefit not to be classed as income, even though it is listed. Cant hurt can it.
Regards
i |
| BankruptC |
Posted - 30 July 2009 : 08:38:55
quote:
Originally posted by debtinfo
The Policy is still the Child benefit is not incmuded as income. I believe these rumours have probably come from someome who had more of there expenses excluded and automatically thought they had to pay more because of the child benefit instead. Either that or maybe a newbee examiner. The reason for Child benefit not being included is a high court rulling a couple of years ago and until this is overturned then it wont change, Its funny how one incident gets posted all over the internet and becomes the "norm"
Sorry Debtinfo, but nowhere in my posts did i say this is the 'norm'. I thought I was quite clear that i was just reporting what i'd seen.
Thanks for clearing it up though and i hope, for my case as well as everyone else's, that you are right about these being nothing more than 'rumours'.
C. x |
| gettingoutofdebt |
Posted - 30 July 2009 : 08:28:43
quote:
Originally posted by indy2005
quote:
Originally posted by gettingoutofdebt
It won't increase your payment and I agree that it seems pointless to put it in if it can't be counted towards an IPA but the form asks for your income and this is part of your income.
THanks. So If my pay is say 2K, my wife contributes 500, and child benefit is 100, this gives 2,600 income. If outgoings are 2100 - then the IPA wont be 70% of £500 (2,600 - 2,100) , but 70% of £400 (2,500 - 2100) !!?!?
Weird...but good
If your DI is £400 then you will only have to pay 66% (£264) so even better news  |
| debtinfo |
Posted - 30 July 2009 : 07:26:47
The Policy is still the Child benefit is not incmuded as income. I believe these rumours have probably come from someome who had more of there expenses excluded and automatically thought they had to pay more because of the child benefit instead. Either that or maybe a newbee examiner. The reason for Child benefit not being included is a high court rulling a couple of years ago and until this is overturned then it wont change, Its funny how one incident gets posted all over the internet and becomes the "norm" |
| indy2005 |
Posted - 29 July 2009 : 23:16:48
quote:
Originally posted by BankruptC
Sorry indy,
As i said it might not be everywhere yet (even if it's going to be), but it is what i've heard. Just wait and see what happens and hopefully someone will clarify for us.
Sorry!
C. x
OK, thanks. Although you would think there would be global guidance / policy across ORs.
i |
| BankruptC |
Posted - 29 July 2009 : 23:01:10
Sorry indy,
As i said it might not be everywhere yet (even if it's going to be), but it is what i've heard. Just wait and see what happens and hopefully someone will clarify for us.
Sorry!
C. x |
| indy2005 |
Posted - 29 July 2009 : 22:09:14
quote:
Originally posted by BankruptC
Hi all,
Just to warn you that I've read about some possible new regulations which say child benefit IS now being included as income for the purposes of an IPA. I don't know how widespread or definite is, but I just know that some people are being told this recently by their ORs and are being given IPAs based on it.
Maybe someone more 'in the know' could clarify this for us?
C. x
Thats bankruptcy...good news isnt really good news, it lasts for about 2 minutes  |
| BankruptC |
Posted - 29 July 2009 : 21:30:41
Hi all,
Just to warn you that I've read about some possible new regulations which say child benefit IS now being included as income for the purposes of an IPA. I don't know how widespread or definite is, but I just know that some people are being told this recently by their ORs and are being given IPAs based on it.
Maybe someone more 'in the know' could clarify this for us?
C. x |
| indy2005 |
Posted - 29 July 2009 : 20:54:50
quote:
Originally posted by gettingoutofdebt
It won't increase your payment and I agree that it seems pointless to put it in if it can't be counted towards an IPA but the form asks for your income and this is part of your income.
THanks. So If my pay is say 2K, my wife contributes 500, and child benefit is 100, this gives 2,600 income. If outgoings are 2100 - then the IPA wont be 70% of £500 (2,600 - 2,100) , but 70% of £400 (2,500 - 2100) !!?!?
Weird...but good |
| gettingoutofdebt |
Posted - 29 July 2009 : 18:54:05
It won't increase your payment and I agree that it seems pointless to put it in if it can't be counted towards an IPA but the form asks for your income and this is part of your income. |
| indy2005 |
Posted - 29 July 2009 : 18:37:46
quote:
Originally posted by gettingoutofdebt
You need to include it in the I&E but it can't be counted by the OR to an IPA. Put it on the form and if they ask why you didn't include it originally just say that you forgot about it. The OR would know that you had a child from the interview and your original I&E so there shouldn't be a problem with them thinking that you were hiding this income from them.
Thanks. If they dont include it as income, whats the point in listing it? Or is this going to increase my payment by £100?
Regards
i |
| gettingoutofdebt |
Posted - 29 July 2009 : 18:27:32
You need to include it in the I&E but it can't be counted by the OR to an IPA. Put it on the form and if they ask why you didn't include it originally just say that you forgot about it. The OR would know that you had a child from the interview and your original I&E so there shouldn't be a problem with them thinking that you were hiding this income from them. |
