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 creditors not accounted for

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T O P I C    R E V I E W
Housing Posted - 07 September 2009 : 09:12:56
Hello all

Is there ever a situation where a creditor is not accounted for? if so what happens if this is after discharge?

thanks, Richard

"There are no problems - only solutions..."
2   L A T E S T    R E P L I E S    (Newest First)
Housing Posted - 07 September 2009 : 10:15:51
Thank you Melanie, yes it answers my query fully - I am being a bit negative today as there may be some debts that I have not passed to the OR

Regards, Richard

"There are no problems - only solutions..."
Melanie.n Posted - 07 September 2009 : 09:47:52
Sorry, not fully sure I understand the wuery

If you mean what happens if a creditor is not listed on the S of A and contained in the bankruptcy.....this makes no difference. On the date that the order is made ALL debts owed by an individual are included in the bankruptcy regardless on whether or not they are on the initial S of A. Many times other creditors are added during the process of administering the estate. If a debt comes to light later in the process and it was confirmed that it was indeed outstanding at the date of the BO it is included within the bankruptcy (one of the reasons for the advert in the London Gazette was for creditors not included to come forward

Hope this answers your query

Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk

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