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| T O P I C R E V I E W |
| spices100 |
Posted - 25 September 2009 : 16:58:32
Just had my R interview and been advised wont hear from them for the next few months now. They are gonna see if my car can be exmept and will let me know.
Just wanted to know, i have a few bits and bobs i wanna get sell on Ebay about £200 worth of stuff, do i need to declare this also even though i have opened a co op a/c i wanna see if i can get either a barclays or hsbc basic a/c. will this be a problem or should i wait till the OR has done their admin stuff ? |
| 4 L A T E S T R E P L I E S (Newest First) |
| debtinfo |
Posted - 25 September 2009 : 21:11:01
I think what melanie was saying was that there is no legal objection to opening an account with any bank, just that some banks have personal preferences |
| Niobe |
Posted - 25 September 2009 : 19:39:20
Unless it is HSBC or First Direct Melanie. They don't do either IVA or BR.
The glimmer gets brighter all the time
Jan
xx |
| Melanie.n |
Posted - 25 September 2009 : 19:04:35
There is nothing wrong with selling or buying goods by ebay provided it is for personal/family use and not as a business. You do not need to disclose this to the OR as each amount/sale would be small. With regard to opening a bank account do this as soon as you can there is no need to wait until you hear again from the or - everyone should have access to their own account, a very good account which comes highly recommended by forum posters is the C0-Operative cash minder account, the Co-Op are very bankruptcy friendly - you can open a basic bank account with any bank though, provided you have no debt linked to that bank.
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
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| Niobe |
Posted - 25 September 2009 : 19:01:26
Hi,
As long as it is your own stuff that you are selling and you are not running a business on Ebay, then there shouldn't be a problem.
As to banks, HSBC won't touch you - they hate BR people. Barclays should be ok, but it won't be any different to the Co-op as far as I am aware. I'd stick with them.
The glimmer gets brighter all the time
Jan
xx |
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