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| T O P I C R E V I E W |
| johna |
Posted - 07 January 2010 : 22:38:34
hi can someone please help me, l was declaired bankrupt in november 2000 and discharged in april 2009, l have a home buyer plan with pearl ins co in my name and my wife, we have been seperated for 8 years now and would like to cash it in , but l have been told by the insolvency service that they will take my half off me , l have appealed against this but they say they will take it, is there any other channel l can go down with this thank you john |
| 4 L A T E S T R E P L I E S (Newest First) |
| debtinfo |
Posted - 08 January 2010 : 17:22:55
any assets that were yours at the day of the bankruptcy or became yours during the bankruptcy can be taken by the OR, This looks like an asset that was the bankrupts at the date of the bankruptcy order and has just taken a long time to realise |
| rag33 |
Posted - 08 January 2010 : 09:20:36
How long after you are discharged from bankruptcy will your creditors still take money from you?
I thought once you were discharged then your money was yours but obviously don't know much about it all.
R |
| RHB |
Posted - 08 January 2010 : 07:27:38
Sounds like an endowment to me, if it is thhen yes the OR will need to take your half to pay your creditors some of the debt owed. |
| debtinfo |
Posted - 07 January 2010 : 22:52:43
Is that a typo or were you bankrupt for 9 years.
The homebuyer plan, is that like an endowment, or a life insurance. |
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