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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by csc73[/i] [br]My husband and I have been advised that BR is our best option in our current situation. We have been clients of CAB since May and have been paying our creditors £1 token payments and since August have been paying 50% of our mortgage. We started the mortgage rescue process on the advice of CAB but because we were not in enough arrears we were not eligable. This will change this month as we will be 3 months in arrears and our ML has already agreed that they will support our application. So.......... The issue we have is that we have been unable to save for BR fees as money is very tight, and have been advised by CAB to wait until after MR is completed before declaring BR. (We are in negative equity so it is likely there will be a shortfall unless ML agrees to write it off). My thinking is that I stop paying the mortgage completely for the next couple of months and save the money for BR fees. The dilemma is whether to go BR before mortgage rescue or to wait until after MR. Either way, the only way we will be able to save the £1200 needed for BR is to not pay anything towards mortgage. Really confused[:(] [/quote]   Check here to include your profile signature.