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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by bados[/i] [br]i have just recently recovered from a back injury and in celebration i took out a 2k provident home loan so that i may have my first holiday in 8 years. however my back has relapsed and i am only able to work half days and as i have no sick pay remaining my salary has been halved. as soon as i released this i paid back as much of the loan as i had left 450 pounds which equates to 9 weeks worth of payments. due to my cut in income i can no longer afford to repay my debts and i am considering bankruptcy (i currently owe nearly 20k in unsecured debt and have no assets apart from a car worth 500 punds) . as this is a unqiue situation i just wanted to know where i stood in regards to a bankruptcy petition [/quote]   Check here to include your profile signature.