All Forums  archive  postings from 2007  POST BANKRUPTCY BLUES

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by hypnomonkey[/i] [br]Hi, This is my first post here. I got made banktupt in late 2004 and was discharged around 6 months afterwards. My credit rating is still in a mess and I cannot even open a current account with any banks. I recently checked my equifax credit file and it lists defaults and a CCJ that were supposed to be anulled by teh bankruptcy. I have spoke to people in the past and they mention purchasing a 'certificate of bankrupty' from the court and then sending copies of this to equifax. However, I spoke to an equifax customer service agent today and she said that these details will sit on my file for 6 years post bankruptcy. Is it the case that I will have to forgo any kind fo service that involves a prior credit check until that 6 year period is over? I am self-employed and I would like to acquire a PDQ machine and merchant account. At the moment this seems unlikely. Also I cannot get anything other than a basic account with many banks. I am also soon looking to move into rented property but am sure that the same problem will occur. Anyways, some advice will be greatly appreciated. Kind Regards, L [/quote]   Check here to include your profile signature.