All Forums  Income Payments Agreements, Income Payments Orders  Income Payments Agreements  Advice on bankruptcy follow-up needed

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by AlanL[/i] [br]Hi, I'm new to this forum, but there seem to be plenty of people here who can help me so here goes: I declared myself bankrupt in June 2009 due to becoming overwhelmed with demands for money from my creditors. I was (apparently incorrectly) informed that once I'd declared bankruptcy, that was the end of it and I could actually afford to buy food for my family again. Unfortunately, I am now tied to the official reciever (MoonBeever) who asked me to send my payslips. Obviously I sent them. At the time, I had quite a large amount of overtime on. They decided I had about £350 per month spare. Now my overtime has stopped (I've stopped working it because I'm making myself ill working so many hours) so I'm now coming home with about £240 per week. By the time I pay my rent, bills and shopping, I only have about a tenner per week left. My question is can I renegotiate with MoonBeever if I send them my current basic payslips? Due to me falling behind, I had to increase my payments to £100 per week which I obviously cannot afford now. What would happen if they don't agree to accept less money and I don't/can't pay? Also, I was under the impression that I would be freed from bankruptcy after 12 months, but we're now 16 months later and I haven't heard a thing about being freed from this! I understand the repayments have to be for 3 years. Apologies for the long post but I'm getting desperate now! £100 per week from my £240 per week pay is ridiculous! We are going for days without food at the moment! Any help or advice would be appreciated! Thanks in advance. [/quote]   Check here to include your profile signature.