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 bankruptcy postbag for february
 House Help please

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T O P I C    R E V I E W
bungleboy Posted - 26 March 2009 : 15:50:24
first post....here we go

i have a mortgage in my name only with 6 years left to run, with about 40k of equity at the moment

12 years ago my girlfriend moved in and we shared costs for everything including the mortgage

if i was to go bankrupt would the house be considered 100% mine or would they only go after what i consider to be my half of the house

thanks in advance
2   L A T E S T    R E P L I E S    (Newest First)
Jane.l Posted - 07 April 2009 : 18:33:49
but would not your girlfriend be classed as having some beneficial interest if she has paid some mortgage costs??
Blackie Posted - 07 April 2009 : 17:33:50
Legally the house belongs to you unless your girlfriend's name appears on the deeds and has been for at least 3 years.

I fear that the OR will request the full equity.


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