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 bankruptcy postbag for march
 What bank will give me an account

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T O P I C    R E V I E W
michelle.m Posted - 08 March 2008 : 09:07:09
went bankrupt few days ago. What bank will give me an account
15   L A T E S T    R E P L I E S    (Newest First)
Corrina Posted - 01 March 2011 : 09:37:59
hi i had a basic step account with natwest i went to see them before my or meeting and they said i could keep my account i was pleased with that hope you are successful with opening one

gettingoutofdebt Posted - 11 September 2009 : 14:32:47
It may be better to start a new topic as this one was last updated 18 months ago.

The Co-op should allow you to open a Cashminder account as this is very BR friendly. If they refuse then Think banking will definitely accept you however they charge a fee each month for the account.
woodhouse21 Posted - 11 September 2009 : 14:29:16
I cant get a bank with Barclays or Natwest and i have tried at the Co-Op and i have got to wait until next to see if i can have a bank with them. If i cant get a bank with the Co-op who can i get one with
Helpful Advice Posted - 17 March 2008 : 16:23:28
respected by ones piers, what a wonderful thing!!

View my Blogs at:

http://HelpfulAdvice.blogs.bankruptcyhelp.org.uk/

Bankruptcy Specialist

England,Jackman & Spacey

WebSite www.ejands.co.uk
Reviva UK Posted - 16 March 2008 : 15:58:46
Ang
simply asking wether you sorted the car out prior to bankruptcy but have picked up the other thread as well.

The best plan - as Brett says - is to negotiate with the official receiver for the value of the car.

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
Helpful Advice Posted - 16 March 2008 : 13:59:18
Hi Alan,

They have finally caught up with the others then Halifax and bank of scotland (HBOS) have been doing this for some time and over time more and more were doing so.

Take Care,



View my Blogs at:

http://HelpfulAdvice.blogs.bankruptcyhelp.org.uk/

Bankruptcy Specialist

England,Jackman & Spacey

WebSite www.ejands.co.uk
AlanO Posted - 16 March 2008 : 12:49:07
Hi Bret,

In Barclaycard small print, they have terms for general right of set off within the Barclays Group, If the account were frozen with surplus balances at the time of bankruptcy they would seek to exerise the right.

In recent cases I have had post bankrupty funds applied to the account and Barclays sought to setoff against the Barclaycard liability - they realised their error that when the line was cut there were no available funds to setoff and reversed the transaction sameday,confirming that the account could continue to operate.

This was confirmed by Barclays Financial Services Legal Notices unit

All the best Alan

www.debtdr.co.uk

ang Posted - 16 March 2008 : 11:52:20
hi paul,

Did i sort what out with my car?? im not sure what you mean??

ang
Helpful Advice Posted - 16 March 2008 : 11:50:59
Hi Alan,

Welcome to the forum,

Barclaycard are a different company to Barclays so it would not matter if monies were owed to Barclaycard at point of bankruptcy, howvever if you owe money on a barclays account they will not supply a basic account.

Alan is correct in what he is saying reagding the timing of opening an account.

View my Blogs at:

http://HelpfulAdvice.blogs.bankruptcyhelp.org.uk/

Bankruptcy Specialist

England,Jackman & Spacey

WebSite www.ejands.co.uk
AlanO Posted - 16 March 2008 : 10:13:34
Hi Paul,

Pleased to help whenever I can - see you soon

All the best Alan

www.debtdr.co.uk

AlanO Posted - 16 March 2008 : 10:08:49
Hi Ang,

Barclays are fine if it is cash card account - only last week I had confirmation from Barclays Legal Notices unit that two of myclients accounts would continue in the usual manner not withstanding Barclaycard debt written off in Bankruptcy. One word of caution in general if account is opened prior to bankruptcy ensure that at the time of bankruptcy only small balance held say under £5 ( but ensure that not overdrawn )

All the best Alan

www.debtdr.co.uk
Reviva UK Posted - 16 March 2008 : 10:07:29
Hi Alan

Hope you are well. Welcome to the forum I am sure your input will be valuable to the posters that need help.



Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
Reviva UK Posted - 16 March 2008 : 10:05:41
Hi Ang

did you sort the car out before you went bankrupt - if not it is too late to change it yourself as it is technically owned by the OR now.

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
Andy Davie Posted - 16 March 2008 : 08:01:36
Hi
You can always use 'Think Banking',they will accept you and you receive a Maestro debit card.There is a £12.50 per month fee and £25 set up fee.
Acceptance IS guaranteed,regardless of cedit history,as long as you can prove who you are and where you live
Regards

Spokesperson and Site Manger IVA.co.uk
ang Posted - 16 March 2008 : 02:19:18
hello,

as i declaired my self bankrupt last week, my bank accout with halifax was frozen with out me knowing... i tried to open a new account in NATWEST, thats the first time i have ever felt ashamed of what i have done, i was made to feel like a little child.

I some how came accross this site, and people seem to be given a 90% to the CO-OP group, and tried the CO-OP and they will give me a decition within 2-3 working days...

Is there any other banks that will help the bankrupt?

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