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T O P I C R E V I E W
Pam.rg
Posted - 29 May 2014 : 09:44:16 hi have not asked a question in 2 years. discharged from bankruptcy 1yr ago but now being hounded by debt collector for loan taken out 5yrs ago. this was on the bankruptcy sheets. can they still ask for payment after discharge? apart from this all went very well and back in charge of finances
4 L A T E S T R E P L I E S (Newest First)
pcoventry2
Posted - 29 May 2014 : 23:45:08 Hi Pam
I can only echo the comments here already. I don't get creditors contacting me anymore (and when they did I did as you have been advised)
I understand it is a criminal offence to chase a debtor after being informed they have been made BR and provided with a copy of the court order
The problem I have is 1 creditor refusing to acknowledge the BR and "reviewing my account" as they still believe they can get something from me.
Blackie's so right in that respect. I don't know what to do but I hope one day they will see sense and drop it.
Niobe
Posted - 29 May 2014 : 11:07:36 Hi and welcome.
If they insist on continuing to contact you then send either a copy of the original bankruptcy order as Viki suggests or a copy of your discharge.
They can do nothing to you.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
Blackie
Posted - 29 May 2014 : 11:00:46 Hi Pam.rg
I am so pleased that your bankruptcy went ok and that you have come out of the other end unscathed. Some creditors do try it on and the debt for which you are being hounded would have been written off in the bankruptcy. Neither the creditor nor any debt collector has the right to pursue you. The best thing that I can suggest is that you inform the creditor of your discharge from bankruptcy and politely tell them that they are not allowed to harrass you and the debt has been written off. If this does not have the required effect, tell the Official Receiver that you are still being pursued.
For help and advice on the easiest and most effective way to a debt free future, please telephone me on FREEPHONE 0800 298 0253
Viki.W
Posted - 29 May 2014 : 10:53:21 Hi Pam,
No, they can't ask for payment, send them a copy of your bankruptcy order and tell them to stop hassling you.
