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| T O P I C R E V I E W |
| Maz |
Posted - 03 September 2008 : 16:59:32
Hi, after the 12 months is up and you get discharged can your creditors still get money from you. For example if in 5 years time I had any savings can they claim them, of if I sold my house in a few years can they claim any equity (it's over £100,000 negative equity at the moment). Thanks |
| 2 L A T E S T R E P L I E S (Newest First) |
| JulianDonnelly |
Posted - 03 September 2008 : 17:20:27
Hi Maz,
Once you have been declared BR, your creditors are not allowed to even contact you. When you get discharged, the debt is officially written off. Therefore, your creditors cannot legally chase you for a debt that does not exist.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
| demmidot04 |
Posted - 03 September 2008 : 17:05:57
Hi Maz, from what i have read No they can not take your savings after the 12 months or discharge..... You just basically have it on your credit rating that you have been BR, this lasts for 6 years unles you have BRO?BRU. Once your discharged the or is no longer involved with you. And the creditors can not bother you either once BR is filed. Not 100% about the house question lol
Hope i got it correct, but i have read that so many times now  |
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