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sueann
Junior Member
United Kingdom
300 Posts |
 Posted - 19 January 2010 : 12:48:24
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I was discharged from BR in August last year, I want to open a bog standard savings account, no bells and whistles just somewhere to put some money an ATM card and online access, CO-OP just turned me down  anyone know of a good account where can be accepted? Thank you.
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 19 January 2010 : 12:58:53
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I appealed and the Co-op let me open a Smartsaver account. I also have a savings account and ISA with Yorkshire Building Society and I had no problems opening these.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
30 IPA payments made, 6 to go - the end is in sight! |
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sueann
Junior Member
United Kingdom
300 Posts |
Posted - 19 January 2010 : 13:07:20
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| Thank you I will try Yorkshire, I am suprised and disappointed really as I have had a perfect running bank account with the Co-Op since last May. |
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sueann
Junior Member
United Kingdom
300 Posts |
Posted - 19 January 2010 : 13:10:32
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| Yorkshire no good you have to have one of their bank accounts |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 19 January 2010 : 13:19:58
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I haven't! Are you sure you looked at the Yorkshire Building Society, as there is also Yorkshire Bank.
The website is www.ybs.co.uk
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
30 IPA payments made, 6 to go - the end is in sight! |
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charlie44
Junior Member
231 Posts |
Posted - 19 January 2010 : 14:35:15
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I opened a YBS online savings account 6 weeks after I was declared BR, never had an account with them of any sort. Took about 10 minutes to open online.
Life`s Tragedy is that we get old too soon
and WISE too late! |
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totally lost
Junior Member
116 Posts |
Posted - 19 January 2010 : 15:13:45
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Hi there
I applied to a cashminder Co-Op account and it was first declined.
I wrote a very honest letter of appeal stating my situation and they then let me have the account.
It may have helped that I havent used credit since 2004 and have only ever had basic accounts which have been managed smoothly!
Try a appeal letter sueann!! |
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chester2005
Average Member
United Kingdom
786 Posts |
Posted - 20 January 2010 : 11:27:28
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as the interest rates are practically zero for small savers now there is realistically no difference between a basic current bank account and a savers account
when you were turned down by the COOP what account were you applying for?
if it was an account other than a cashminder account reapply for a cshmider account.
if it was a cashminder account send a letter of appeal.
i know a number of people who have more than one cashminder account 1 of which they use as a savings account.
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
RevivaUK helped me through it all i can't recommend them enough!! |
Edited by - chester2005 on 20 January 2010 11:28:47 |
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CMJ
New Member
96 Posts |
Posted - 20 January 2010 : 18:13:47
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We were accepted by Northern Rock too, all done online,
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Savings Account
