We are a little worried about our telephone interview with OR next tuesday. Can you please have a look at our I & E and tell us if you think it is ok. It is for two adults and two kids(age 23mths and 2mths) Rent 350 Housekeeping 600 Gas/Electric 90 Water 22 Telephone 70 Petrol 100 Clothing 50 Council tax 80 Car tax/ins/repairs 60 Home Ins 9 TV lic 12 Sky/Broadband 40 Work lunches 60
Husband works 12 hour shifts 5days a wk that is why he has lunch at work. Income is 1300 Tax cred 310 Child benefit 130
Total outgoing is 1543 Total Income is 1740
Are we allowed to claim for a short break in the UK? Thanks
Housekeeping 600 - The guideline is £504 for 2 adults/2kids
Clothing 50 - This can be increased to £150
Sky/Broadband 40 - Internet access is only allowed if you need the Internet for educational purposes. If this is your landline as well then put it down as 'Telephone'
Work lunches 60 - The guideline amount is £2 per day so £40 would be the normal amount. You can leave this as it is if you like and see what the OR says.
Put down a 'Domestic Break' for £50. Not all ORs allow this especially if it is the difference between paying an IPA and not but you can put it down and see what the OR says.
Edited by - gettingoutofdebt on 20 January 2010 06:41:38
you could also list fees for dentist £10 hairdressing £15 i would also put down a domestic break £50
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman) RevivaUK helped me through it all i can't recommend them enough!!
There is also dry cleaning if you use it. Do you have any pets? You can have an allowance of £20 per month for these. Do any of you have private debtal care or optician costs? Finally I know many say that it never gets allowed, but put in a contingency of £50 and be prepared to argue that yyou need it because with two very small kids the chances are that you will burn through the washer in the next year! If you feel you may need it ask for it, the OR can only say no, and often this does get allowed through.
As much as i have never heard of anyone successfully getting a contingency agreed it may be worth putting it down as the worst that the OR can do is say no
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman) RevivaUK helped me through it all i can't recommend them enough!!
I&E
Posted - 19 January 2010 : 19:39:44
