hello im in £10.000 pound in dept mostly with the bank im unemployed and also claiming job sekers which i dont see most of because as soon as its in my bank the bank takes it straight out ive got a baby on the way aswell my girlfreind has 10 weeks left and i need to declare myself bankrupt will i be able to go self employed still?? can i pay on card still?? just want to know the in and out of it all but its my last oppstion ? and will i have to pay court fees?
First of all have your benefits paid elsewhere in a family members account if possible, which puts you back as the receiver of those benefits instead of your creditor, and pop along the Citizens Advice Bureau and explore your options with them including a debt relief order.
Hi and welcome. At our level of debt and the fact that you are on benefits would meanthat a debt relief order would be more appropriate for you. It is designed for those with debts of less than £15,000 and no assets or disposable income. Only an authorised body can process these for you. The CAB can do it and there should be a branch in your local area. There are fees of £90 I believe. I have not assisted on these so others here may eb able to fully advise better.
You should open a Co-op Cashminder account. This is a bankrupt friendly account and a lot of people on this forum, myself included, use the account. This is a basic bank account so no overdraft and no cheque book.
hello im in £10.000 pound in dept
Posted - 22 January 2010 : 10:12:58
